October | 2025 | Health & Medicare Articles

Did you know that many people misunderstand how Medicare actually works? At Medicare Info, we’re here to set the record straight by breaking down some of the most common Medicare myths, and giving you the facts you need to make confident healthcare decisions.

Myth #1: Medicare Part B is Free

Fact: While many assume Medicare Part B comes at no cost, that’s not the case. Like other parts of Medicare (A and C), Part B includes a monthly premium, as well as potential deductibles, copays, and coinsurance. It’s important to understand these costs so you can plan your healthcare budget accordingly.

Myth #2: You Can Enroll in Medicare Anytime

Fact: Unfortunately, enrollment isn’t open year-round. Unless you qualify for a Special Enrollment Period, you can only sign up during designated enrollment windows. The good news? Open Enrollment is happening now, making it the perfect time to review your options and ensure you’re covered.

Myth #3: Medicare Costs the Same for Everyone

Fact: Medicare costs can vary based on your income, coverage choices, and the specific plan you select. Premiums, deductibles, and copays may differ, so it’s essential to compare your options carefully to find a plan that fits both your healthcare needs and your budget.

Myth #4: Medicare Covers Everything

Fact: We wish this one were true! Original Medicare covers a lot—but not everything.

Part A helps with hospital stays and inpatient services.
Part B covers outpatient care, doctor visits, and some preventive services.
However, Medicare doesn’t cover most prescription drugs, dental, vision, hearing, or fitness services. You may need to explore additional coverage, like Part D or Medicare Advantage (Part C), to fill those gaps.

Myth #5: Medicare and Medicaid Are the Same

Fact: While both are government programs, they serve different populations.

Medicare primarily covers people age 65+ or those with qualifying disabilities.
Medicaid helps individuals and families with limited income and resources.
Some people qualify for both, known as “dual eligibility”, and can receive benefits from both programs simultaneously.

Get Expert Help Choosing the Right Medicare Plan

Understanding Medicare can be tricky, but you don’t have to figure it out alone. Medicare Info connects you with licensed insurance professionals who can help you explore your options, compare plans, and make sure you get the coverage that’s right for you.

Ready to get started? Fill out our form and get connected to a licensed insurance agent today and take the guesswork out of Medicare.

Navigating Medicare can feel overwhelming at first — but it doesn’t have to be. The key is to start with what matters most to you: your health needs, prescription medications, how often you see your doctor, and your long-term health goals.

Ask yourself: Does my current Medicare plan truly support the lifestyle I want?

Medicare Info offers helpful resources and guidance so you can make confident, informed decisions. Below is a quick guide to important factors to consider before enrolling in or changing your Medicare plan:

1. Look for Extra Benefits That Match Your Health Goals

Original Medicare (Parts A and B) covers hospital and medical services, but it doesn’t include vision, dental, or hearing care. If these are important to you, consider a Medicare Advantage plan — many offer these additional benefits. Keep in mind that costs and coverage can vary since Advantage plans are provided through private insurers.

Alternatively, Medicare Supplement (Medigap) plans may help cover out-of-pocket costs or offer add-on benefits if your current plan doesn’t include what you need.

2. Make Sure You Can See the Doctors You Prefer

If keeping your current doctors and specialists is a priority, pay close attention to each plan’s provider network. Some Medicare Advantage plans require you to use in-network providers, while others offer more flexibility. Always verify that your preferred doctors are covered before you enroll.

3. Consider Your Travel Plans

Do you spend part of the year outside the U.S. or travel frequently abroad? In that case, supplemental coverage may be the right choice. Original Medicare generally doesn’t cover medical care outside the country, so it’s important to confirm with your plan representative what your options are before traveling.

4. Don’t Overlook Prescription Drug Coverage

Even if you don’t currently take prescription medications, it’s wise to plan ahead. Health needs can change unexpectedly, and having Medicare Part D or prescription coverage through an Advantage plan ensures you’re protected from high out-of-pocket medication costs in the future.

Ready to Find the Right Plan for You?

Now is the perfect time to explore your options. Fill out a form and get connected with a licensed insurance agent to get personalized guidance. They’ll connect you with a licensed insurance agent who can help you compare plans and find one that fits your needs and budget.

Take the first step today — your future health and peace of mind are worth it.

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Monthly Archives: October 2025

Medicare Myths Debunked